Founder finance
Moniq
The finance system between a spreadsheet and Runway.
Know how long your money will last, what you can afford to do next, and when the plan needs to change before you hire a finance team.
Runway plan
From inputs to operating plan
Financial planning without becoming the finance admin.
Moniq assumes the reality of early-stage finance: incomplete data, an immature model, and no full-time finance owner. It constructs the baseline, flags the few inputs worth confirming, and turns the answer into a plan that can be monitored.
Model the decision
Test the plan before you commit to it.
Compare hiring, fundraising, revenue, pricing, and cost assumptions against the same baseline, then save the scenario you choose.
Runway as the wedge
Start with the decisions that affect survival.
Peer context matters, but Moniq leads with the questions founders actually have to answer: can we afford this hire, when do we need to raise, and what must change to reach the next milestone?
Transparent recommendations
Facts, assumptions, and recommendations stay separate.
Cash flow and scenario math run through explicit financial logic. AI helps interpret uncertainty, explain tradeoffs, and recommend the next action, while sources and confidence stay visible.
Show what was observed
Cash, burn, revenue, headcount, and commitments retain their source context.
Confirm only what matters
Moniq asks the smallest number of useful questions before a decision is made.
Remember the plan
Saved decisions, assumptions, and outcomes become durable company context.
Built before finance teams
For founders who need planning discipline before finance software.
You raised or plan to raise outside capital, but finance still lives with the founder.
You are deciding whether a hire, vendor, or revenue delay changes survival.
Your spreadsheet works until someone asks what changed and what to do next.
You need investor-ready planning discipline before a finance team exists.
Preview founder finance
Moniq is being shaped with early founders.
Request early access, or book a short founder call if you want to talk through the finance planning question you are facing now.